student health insurance and student travel insurance – really necessary?
Just like everything else in life, being a foreign exchange student has it’s
share of ups and downs. While the down moments should never outnumber the
positive opportunities of student travel, there are a few ways to prevent the
pitfalls of an unforeseen circumstance during the term of the high school
exchange student program.
on the type of foreign exchange program one participates in, it can be the
difference between a wonderful experience and a financial setback for one’s
parents. It’s one of the primary reasons; a prospective high school
exchange student should consider a program that features both student health
insurance as well as, student travel insurance.
Regardless if you opt for a full school year student exchange program or a summer study abroad program, the benefits available in each program may vary. While certain high school programs may offer student travel insurance as well as student health insurance, the policies may cover different benefits for varying circumstances. For instance, a student travel insurance policy may extend complete coverage for a lost or stolen computer. However, the policy may come with a myriad of restrictions. As a result, it is quite important to review and understand the terms of any student travel insurance, before opting for the coverage.
the other hand, finding an exchange student program that comes with student
health insurance can eliminate a lot of the guesswork, worry and confusion in
finding a solid policy that will accommodate the medical and emergency needs of
the foreign exchange student. Additionally, your son or daughter will need
a certificate of health insurance document validating their health and any
medical conditions. Not to mention, the family who hosts your child’s
high school exchange student program will need the certificate of health
document as proof that they have been given the authority by you.
Student Travel and High School Exchange Student Program tip:
Insurance policies are
vital tools to ensure safety and mitigate any unforeseen expenses. Since
many foreign student exchanges offer student health insurance and student travel
insurance, be sure to compare, and review the details of any policy. Pay
particular attention to the coverage’s restrictions and exclusions.
Copyright © ForeignExchangeStudent.com
Articles may be used on any kid safe (g-rated) - family, foreign exchange student or study abroad related website as long as A) they are listed in their entirety (including embedded links), B) Copyright © ForeignExchangeStudent.com is listed directly below the article and C) the link Exchange Student visible directly below the copyright and pointing to http://www.ForeignExchangeStudent.com . All articles remain copyright of ForeignExchangeStudent.com. Non-compliance with the conditions above is copyright infringement.
Click below if you are ready to apply for
Foreign Exchange Student Articles
Myths on Host Families and International Students | A Day in the Life of Hosting a Foreign Exchange Student | The Who, How and When of Student Exchange and Study Abroad Programs | Are There Study Abroad Scholarships Available for Exchange Students? | Basic Qualifications on How to be a Host Family | Location Dictates the Cost of International Student Exchange Programs | Do Foreign Student Exchange and Cultural Exchange Programs Offer Lessons in Life? | 5 Reasons to Consider Hosting a Foreign Exchange Student | Review the Laws Before Becoming a Foreign Exchange Student | Extenuating Circumstances with Host Families and Exchange Students | Smart Strategies for Finding a Winning Student Exchange Program | The Cost of Summer and Study Abroad Programs | Summer Abroad Vs. Semester Abroad | Student Travel and Health Insurance 101
We welcome your comments and suggestions. Send us an email.
ForeignExchangeStudent.com Copyright © 1998 -